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L'inventaire financier complet de l'Europe
Vousavezplusd'optionsquevousnelepensez.
Des cartes cashback à la location d'une Tesla, des épargnes à 4% aux prêts dont vous ignoriez l'existence — découvrez ce qui est disponible en Europe.
Comparez en quelques secondes · Sans filtres · Sans inscription
INVENTAIRE EN DIRECT · MIS À JOUR QUOTIDIENNEMENT
Revolut
Wise
Trade Republic
Klarna
N26
Monzo
Starling Bank
Chase UK
BBVA
Santander
ING
Bunq
Younited Credit
Intesa Sanpaolo
UniCredit
Tide
Qonto
PayPal
Western Union
Kraken
eToroRevolutWiseTrade RepublicKlarnaN26MonzoStarling BankChase UKBBVASantanderINGBunqYounited CreditIntesa SanpaoloUniCreditTideQontoPayPalWestern UnionKrakeneToro00What do you want to do?
Pick the one that sounds like your day.
We'll show you the cheapest, fastest option — for that specific thing — in plain numbers. No jargon, no upsell.
00Browse by type
Toutes vos options en Europe
Cliquez sur une catégorie pour voir toutes les options disponibles, pas seulement les populaires.
00See the real cost
What banks quietly charge you — and what you'd pay through Payn.
Same product, different provider. The difference is what you don't see on your statement.
Illustrative annual costs based on published provider terms. Your actual amounts depend on eligibility, market, and usage.
Top picks this week · Europe
What's actually winning right now.
Three offers leading our market across cost, speed, and eligibility. Updated whenever providers publish new terms.
Trade Republic Savings
Trade Republic · Savings
Idéal pour High yield
Interest rate
4.0% per year
↓ best
Minimum deposit
€1
Deposit protection
€100,000
Interest rate
4.0% per year
↓ best
Minimum deposit
€1
Deposit protection
€100,000
Revolut Money Transfer
Revolut · Transfers
Idéal pour Free P2P
Fee
Free - 1.5%
↓ best
Speed
Instant - 3 days
Corridors
150+ countries
Fee
Free - 1.5%
↓ best
Speed
Instant - 3 days
Corridors
150+ countries
Klarna Flexible Loan
Klarna · Loans
Idéal pour BNPL users
APR
3.9% - 11.9%
↓ best
Amount
€500 - 50,000
Term
6 - 72 months
APR
3.9% - 11.9%
↓ best
Amount
€500 - 50,000
Term
6 - 72 months
This is Payn
We rebuiltfinancial comparisonfor people whoactually do the maths.
Every other site sorts by who pays them most. We sort by what the product actually costs you — fees, FX spreads, APRs, all in. Then we tell you which links pay us anyway.
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products live
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European markets
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max rate refresh
Live offers
Wise0.41% FX spreadTransfers
Trade Republic4% AERSavings
Revolut Metal1% cashbackCards
bunq3.11% AERSavings
Plum4.73% AERSavings
Lightyear€1 / monthInvestments
N26€0 monthly feeCards
Klarna CardPay in 3Cards
CurveCashback on topCards
Wise0.41% FX spreadTransfers
Trade Republic4% AERSavings
Revolut Metal1% cashbackCards
bunq3.11% AERSavings
Plum4.73% AERSavings
Lightyear€1 / monthInvestments
N26€0 monthly feeCards
Klarna CardPay in 3Cards
CurveCashback on topCards
Nouveau ce mois-ci en Europe
Des choses qui n'étaient pas là la dernière fois.
CHANGEMENT DE TAUX
Trade Republic raised cash rate to 4.0%
Earn passively on EUR deposits, no minimum required.
See offer