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PaynAll Europe

We track 150+ banks, lenders and insurers across Europe — cards, loans, transfers, savings, insurance — so you don't have to. Free, no sign-up needed.

Built by Kyrylo Petrov, ex-fintech operator.

Some links pay us a referral fee. That fee doesn't change the rank — we tell you which links pay us.

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Compare Europe's banks, cards & money apps

Findthecheapestwaytospend,sendandsave.

We rank every card, account and transfer by what it really costs you — not who pays us. Free, no sign-up needed.

Explore allWhat do you want to do?

Free · No sign-up needed · No affiliate bias

WBEST VALUE

International Transfer

Wise

Rate markup

0.41%

RJUST LAUNCHED

Premium Card

Revolut

Cashback

1%

TRNEW RATE

Investment

Trade Republic

Interest a year

4.00%

✓ Best fit
BEST VALUE
W

International Transfer

Wise

Rate markup

0.41%

JUST LAUNCHED
R

Premium Card

Revolut

Cashback

1%

NEW RATE
TR

Investment

Trade Republic

Interest a year

4.00%

PROVIDERS WE COMPARE
RevolutWiseTrade RepublicKlarnaN26MonzoStarling BankChase UKBBVASantanderINGBunqYounited CreditIntesa SanpaoloUniCreditTideQontoPayPalWestern UnionKrakeneToroRevolutWiseTrade RepublicKlarnaN26MonzoStarling BankChase UKBBVASantanderINGBunqYounited CreditIntesa SanpaoloUniCreditTideQontoPayPalWestern UnionKrakeneToro

00What do you want to do?

Pick the one that sounds like your day.

We'll show you the cheapest, fastest option — for that specific thing — in plain numbers. No jargon, no upsell.

I'm going abroad

Pay anywhere with no extra fees on top of your bill.

See best travel cards

I send money to family or friends abroad

Find the route that loses the least to fees.

Compare transfer options

I have savings sitting in a regular account

Move them somewhere that actually pays you (3-4% a year).

See savings accounts

I want to buy something I can't pay cash for

Compare loans — see the total cost upfront.

Compare loans

I want insurance that fits my situation

Travel, health, car, home — side by side.

Compare insurance

I want to see if there's a better account for me

App-based accounts with no monthly fee — same deposit protection.

See banking alternatives

Money stuff for the family

Pocket-money apps for kids, joint accounts, family plans.

See family options

00Browse by type

All your options in Europe

Click any category to see every option available — not just the popular ones.

Cards

Find the right card for travel, daily spending, or earning rewards

Revolut
N26
bunq

14 options in Europe →

Saving

Grow what you don't need right now

ING
Trade Republic
Raisin

7 options in Europe →

Sending money

Send money abroad without losing it to fees

XE
Wise
Revolut

18 options in Europe →

Bank accounts

Day-to-day accounts — modern apps or traditional banks

ING
Santander
BNP Paribas

4 options in Europe →

Investing

Make your money work for you over time

Enky Invest
Trade Republic
Scalable Capital

15 options in Europe →

Borrowing

Buy now, pay over time — see the real cost

Klarna
N26
ING

13 options in Europe →

Family

Money for kids, partner, parents

PixPay
GoHenry
Revolut

4 options in Europe →

Insurance

Protect what matters — without overpaying

Allianz
AXA
Admiral

14 options in Europe →

Coming to iPhone & Android — join the waitlist

Top picks this week · Europe

What's actually winning right now.

Three offers leading our market across cost, speed, and eligibility. Updated whenever providers publish new terms.

Revolut

Revolut Standard Card

Revolut · Cards

Best for Free card

Monthly fee

€0

↓ best

FX Fee

0% (up to limit)

↓ best

ATM

€200/mo free

Get cardGo

Monthly fee

€0

↓ best

FX Fee

0% (up to limit)

↓ best

ATM

€200/mo free

Trade Republic

Trade Republic Savings

Trade Republic · Savings

Best for High yield

Interest rate

4.0% per year

↓ best

Minimum deposit

€1

Deposit protection

€100,000

Open accountGo

Interest rate

4.0% per year

↓ best

Minimum deposit

€1

Deposit protection

€100,000

Revolut

Revolut Money Transfer

Revolut · Transfers

Best for Free P2P

Fee

Free - 1.5%

↓ best

Speed

Instant - 3 days

Corridors

150+ countries

Visit providerGo

Fee

Free - 1.5%

↓ best

Speed

Instant - 3 days

Corridors

150+ countries

New this month in Europe

Stuff that wasn't here last time you looked.

RATE CHANGE

Trade Republic raised cash rate to 4.0%

Earn passively on EUR deposits, no minimum required.

See offer